Asset-Backed Financing
Provide the perfect financing solution for your customers.
Asset ownership is not always the best use of capital or the least expensive way to use declining value assets. Lease solutions are a hedge against technological obsolescence, can preserve capital and borrowing capacity and solve capital budget constraints.
The Practical Capital difference.
At Practical Capital, we are agile, hands-on, and creative problem-solvers who work with you to build customized solutions that fit your needs. You’re not going to find that sort of dedication and flexibility through a traditional bank offering.
Vertical Focus
Practical Capital specializes in the healthcare industry but also serves many Fortune 1000’s as well as local and private companies.
Collateral Types
We specialize in assets
such as:
— Real Estate
— Automotive
— Equipment
— Software
Why Leveraging Collateral Makes Sense:
Conserves Capital
With a lease, a customer’s capital isn’t tied up in equipment or systems costs. A general rule of thumb: invest in things that appreciate and finance things which depreciate.
Manage Cash Flow
Pay for equipment as you use it, not before. Manage cash flows by matching revenues with operating expenses. Equipment use generates revenue and profits.
Flexible & Convenient
Leasing allows customers to structure payments to fit their budget and includes custom-tailored billing cycles matched to cash flow or budgetary requirements.
Easy Product Migration
Simple add-on processes make it easy to acquire additional equipment at any point during the term of the lease.
100% Financing & Fixed Rates
Practical Capital will lease 100% of the equipment costs with fixed rates and no down payment requirement.
Hedge Against Technological Obsolescence
Advances in technology are constant. Lessees need to stay current to compete, improve patient care, and attract and retain the best personnel. Leasing provides additional flexibility to affordably acquire the latest technology. The lessor bears the burden of technological risk.
We offer a variety of funding types depending on your business needs.
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